Workers Compensation insurance protects employees who are hurt on the job. This valued employee benefit pays for medical expenses, lost wages and other expenses while a worker heals. Most employers and their workers are very honest. Only a small number scam this coverage for personal profit, but the damage they cause is enormous.
Workers Comp fraud is a large crime in America today. Tens of billions of dollars in false claims and unpaid premiums are stolen every year.
Scams are forcing premiums higher — draining business profits and costing honest workers their pay and jobs.
And guess what — you pay higher prices at the cash register. The large costs of fraud get passed on to all consumers.
Here’s a list of some problems you will run into with fraud and scams:
- Bogus claims
- Stolen premiums
- Crooked doctors
- The price you pay
- Dumb and dumber
- Fight back